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0}.footer-bottom-inner{display:flex;flex-direction:column;gap:.75rem;align-items:flex-start}.footer-bottom p{font-size:.8rem;color:#ffffff73}.footer-badges{display:flex;flex-wrap:wrap;gap:.5rem 1rem}.footer-badges span{font-size:.75rem;font-weight:600;color:#ffffff80;text-transform:uppercase;letter-spacing:.04em}@media(min-width:640px){.btn-lg,.hero-cta{width:auto}.risk-reversals{display:grid;grid-template-columns:1fr 1fr;gap:.65rem 1.5rem}.services-grid{grid-template-columns:1fr 1fr}.cta-band-buttons{flex-direction:row;width:auto}.cta-band-buttons .btn{width:auto}.cta-band-inner{flex-direction:row;align-items:center;justify-content:space-between}}@media(min-width:768px){.sticky-bar{display:none}.hero-content{padding-bottom:4rem}.estimate-grid{grid-template-columns:1fr 1.1fr;align-items:center;gap:3.5rem}.estimate-form{padding:2.25rem}.section{padding:5rem 0}.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);overflow:visible;scroll-snap-type:none;margin-right:0;padding-right:0}.review-card{flex:unset;scroll-snap-align:unset}.services-grid,.services-grid-5{grid-template-columns:repeat(3,1fr)}.services-grid-5 .service-card:nth-child(4){grid-column:1 / span 1;justify-self:stretch}.services-grid-5 .service-card:nth-child(5){grid-column:2 / span 1}.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}.footer-bottom-inner{flex-direction:row;justify-content:space-between;align-items:center}}@media(min-width:1024px){.hero-text{font-size:1.2rem}.risk-reversals{grid-template-columns:repeat(2,max-content);gap:.75rem 2.5rem}.services-grid-5{grid-template-columns:repeat(5,1fr)}.services-grid-5 .service-card:nth-child(4),.services-grid-5 .service-card:nth-child(5){grid-column:auto}}@media(max-width:767px){body.sticky-bar-active{padding-bottom:4.75rem}body.sticky-bar-active .footer{padding-bottom:0}body.sticky-bar-active .chat-widget{opacity:0;visibility:hidden;pointer-events:none;transform:scale(.9)}}.toast{position:fixed;left:50%;bottom:calc(1.25rem + env(safe-area-inset-bottom,0px));z-index:400;transform:translate(-50%,.75rem);padding:.85rem 1.25rem;border-radius:999px;background:var(--navy);color:var(--white);font-size:.9rem;font-weight:600;box-shadow:0 10px 30px #0b162847;opacity:0;pointer-events:none;transition:opacity .2s ease,transform .2s ease;white-space:nowrap}.toast.is-visible{opacity:1;transform:translate(-50%)}@media(max-width:767px){body.sticky-bar-active .toast{bottom:calc(5.75rem + env(safe-area-inset-bottom,0px))}}.chat-widget{position:fixed;right:1rem;bottom:calc(1rem + env(safe-area-inset-bottom,0px));z-index:250;display:flex;align-items:center;justify-content:center;width:3.75rem;height:3.75rem;border-radius:50%;background:var(--secondary);color:var(--white);box-shadow:0 6px 24px #4a9ed859;text-decoration:none;transition:transform .2s ease,box-shadow .2s ease,background .2s ease,opacity .2s ease,visibility .2s ease}.chat-widget:hover{background:var(--secondary-dk);transform:translateY(-2px);box-shadow:0 8px 28px #4a9ed86b}.chat-widget-icon{width:1.45rem;height:1.45rem;pointer-events:none}